they will try to find some middle ground but if it comes down to if paul ryan thinks he can get rid of obama care then this thing is going nowhere. i think the house is going to have to give a little bit and the senate will have to give a little bit as well, but certainly something is going to get done this time. >> patricia as we move to our next topic with you, happy anniversary. we're three years in obama care as of today. so where do things stand? >> this is a huge, massive bill that's starting to have pieces pulled apart from it and we've seen the senate again just pulled apart a piece of the funding mechanism. we see a number of governors opting out of the exchanges. there is no federal funding to implement those state exchanges and the senate has not funded it. there are a number of hurdles just to get through to the january 1st implementation of the individual mandate and i think that's when we're going to have the big test. do people's insurance premiums go up. what do americans do when they start to pay fines for not having insurance. are the exchanges set up so they could ge